The concept of our team approach was born from years of seeing the battle between a CPA, an insurance specialist and investment advisor. They often have their singular ideals, their individual busy schedules and fear of losing a client kept them from working in unison. Having worked with thousands of agents and advisors for more than a decade, I saw this over and over. Every quality rep realized the value of working in tandem, but they simply did not know someone in their area they felt would allow them to build a team approach. I was fortunate to work with some amazing reps around the nation over the years and even more fortunate that some of them became peers and friends that I trust.
In making my decision to return to working with clients instead of advisors and agents, it was an easy choice to contact the people on our team with this approach. I was very fortunate each of them jumped at the opportunity to do what we do because they personally know the value of having all the brains of each area working in cohesion. This is our team…
Retirement Income Specialist & Partner in Solutions 2 Retirement, LLC
Andy has worked in the insurance industry as a guide and mentor to agents and advisors nationwide, helping them understand the value of utilizing the right product for the right purpose. With his vast experience in the insurance industry as an expert in annuities and life insurance, he understands how to get the most out of these products to help ensure your plan delivers. Andy has been studying the various methods to distributing your assets during retirement and understands the tax implications of your contributions prior to the income phase, and how to get the most from your assets and your social security income.
John Osborn, CPA
Owner of J.S. Osborn, PC & Partner in Solutions 2 Retirement, LLC
John has had an accounting practice for more than 40 years and has also been working with his clients to help them as they enter retirement. John has studied the tax rules to help him maximize his client’s position during retirement. Whether it is complex tax planning, estate planning, or income planning, John understands how the tax rules work to help design a plan that ensures you succeed. His passion to understand requires he slows down to look at all the options before making recommendations…and he enjoys the process.
Solutions 2 Retirement, LLC is not a CPA firm and does not offer legal or tax advice. You should consult a CPA for specific tax advice and an Attorney for specific legal advice. J.S. Osborn, PC is a separate firm.
Financial Advisor and Managing Member of Worth Asset Management, LLC.
With more than 30 years of experience in both managing client’s assets and training financial advisors around the nation, Jim offers a seasoned view of guiding his clients and their choices in investing. Jim holds himself to a fiduciary standard and a written code of ethics that he shares with clients. Jim educates his clients and speaks a language they understand. Part of that education is helping clients understand why timing the market or buy and hold philosophies can lead to a less than satisfying experience. Jim also understands the value of working as part of a financial team and how tax efficient planning can improve the client’s potential for success.
Worth Asset Management, LLC is not affiliated and not partners in Solutions 2 Retirement, LLC.
Darrin Salge, CFP
Financial Advisor at American National Bank &Trust
Darrin began his career in Dallas/Fort Worth area in 1987 with CIGNA Corporation as a senior sales executive specializing in advising employers in regards to employee benefit plans and group insurance. In 2002, Mr. Salge joined Farmers & Merchants State Bank as vice president and was responsible for managing F&M’s insurance & investment department. At F&M Bank, Mr. Salge specialized in providing investment, retirement planning and insurance solutions for bank customers & clients. He joined American National Bank & Trust in 2012 as vice president & trust officer.
Darrin is a graduate of Cannon Trust School level 1 & the American Bankers Association Graduate Trust School levels 1 & 2. He obtained his Certified Financial Planner designation in 2012 & his Certified Trust and Financial Advisor designation in 2016. Darrin also received his B.B.A in finance from Texas Christian University, is actively involved in the TCU alumni association and with several associations/charities in Fort Worth – such as cancer care & the coastal conservation association.
Darrin Salge and American National Bank &Trust are not affiliated and not partners in Solutions 2 Retirement, LLC.
We offer a free consultation to help you discover how we can impact your retirement planning and much more. Give us a call, we can help. 972-925-0051